Blackjack insurance how it works

L’Blackjack insurance It helps us to better manage the wingman we have during our game hand.

L’insurance Generally it is something that is subscribed to mitigate the financial impact of adverse events, but Blackjack insurance is something different. It is a possibility offered at the tables of Blackjack online, which unlike the insurance on the car, does not always protect you from damage, but rather it can cause it.

Even if apparently Blackjack insurance seems to be a good idea, in reality, in most cases, it would be better to avoid it. We try to understand how Blackjack insurance works and when to use it.

What is Blackjack insurance?

Insurance is a possibility offered to players in one case. This occurs when the cards have been distributed and the descended card is a assonull Insurance is actually another bet, which you can take on this single occasion. Usually amounts to the half of the value of your initial episode. Blackjack insurance pays 2: 1 only if the second card card is a ten or a figure. So pay only when the counter totals a BlackJack.

Let’s see some examples to understand Blackjack insurance

Case 1 – The bench does not make Blackjack

Bet $ 10 in the initial hand, after which the bench discovers an ace, then:
1. Decide to use insurance and points another $ 5 (on the table you put in total $ 15).
2. The bench does not make Blackjack, so you lose the insurance money.
3. The counter wins without blackjack, you also lose the episode.
4. In all you lost $ 15

Case 2 – The Banco Blackjack and you lose your hand

Bet $ 10 in the initial hand, after which the bench discovers an ace, then:
1. Decide to use insurance and points another $ 5 (on the table you put in total $ 15).
2. The desk Black Jack and you don’t, win $ 10 from the insurance, the $ 5 episode, but you lose your episode of $ 10
3. In this case you go to the par, don’t win and don’t lose.

Case 3 – The Banco Blackjack and you win the hand

Bet $ 10 in the initial hand, after which the bench discovers an ace, then:
1. Decide to use insurance and points another $ 5 (so on the table you put in total $ 15).
2. The Blackjack bench and you too. So get $ 10 for your episode, but you lose the 5 for insurance.
3. In this case win $ 5 instead of $ 10.

Blackjack insurance and probability

Looking at the previous three cases, it is clear that there are no all these advantages in the use of Blackjack insurance. In fact, in case 1 it allows you to go on par, but in the second it increases the loss and in the third it reduces the win.

In the long term, Blackjack insurance will lead you to lose money. To say it is not simply common sense, but probabilistic calculations. In fact, the calculations to be done are those on the real possibilities that the counter has to make blackjack if the first descended card is an ace. If you play with a single deck, having removed the ace discovered by the counter, they remain in the 16 cards that would allow it to total 21. So the bench has a probability of 35/16 to do blackjack, but the insurance pays 32/16 (2: 1). So at the level of mathematical calculation, Blackjack insurance ensures an advantage at the counter.

If we considered tables with multiple decks instead of only one, the insurance would be more and more a advantage of the counternull So it can be deduced that even if in one case it can favor you, in the long run it is destined to disappear.

When it is better to ensure

From what has been said in the previous paragraphs, it is deduced that it is better to take the Blackjack insurance tool with the pliers. But there are cases where using insurance can be a good one winning strategynull This is the specific situation in which you arrive at a certain point in the game you realize that many cards are valid in the deck that are worth 10.

To have this awareness you should be able to apply one of the counting strategies and make the right deductions. Only in this case could you receive some Strategic advantages to Blackjack using insurance. Recall that if you use the online blackjack in software version, the counting of the cards does not work. But you could apply this strategy in the live tables of Blackjack with real Croupier.